by Rick Rose | Dec 17, 2024 | Real Estate Articles
Do Your Homework Research the Market Before even stepping foot in that open house, it’s essential to know what’s going on in the real estate market. I’ve often found that knowing the average prices in the area gives you a solid base to start negotiations. Take time to...
by Rick Rose | Dec 16, 2024 | Real Estate Articles
Understanding Pre-Approval What is Pre-Approval? Pre-approval is one of those fancy terms that get tossed around in the home buying process. Essentially, when you get pre-approved, it means a lender has reviewed your financial details, like your income, credit score,...
by Rick Rose | Dec 15, 2024 | Real Estate Articles
Buying a home can be one of the most exciting yet overwhelming experiences of your life. I remember stepping into my first potential home, feeling the thrill mixed with a sprinkle of anxiety about what I might find. I’ve learned along the way that a solid home...
by Rick Rose | Dec 14, 2024 | Real Estate Articles
Preparation: Getting Your Ducks in a Row Understanding Your Finances First and foremost, before diving headfirst into the home-buying journey, it’s crucial to get a grip on your finances. I know it can be a bit daunting, but trust me, knowing your budget can save you...
by Rick Rose | Dec 13, 2024 | Real Estate Articles
Set a Realistic Savings Goal Understanding Your Budget One of the first things I had to do when I decided to save for my down payment was to get a grip on my finances. I sat down with a pen and paper (or you know, a spreadsheet) and started mapping out all my income...
by Rick Rose | Dec 12, 2024 | Real Estate Articles
Understanding Your Finances Assess Your Credit Score So, first things first, let’s talk about credit scores. This little number impacts everything from loan approvals to the interest rates you’ll get. Think of it like your financial report card! In my...
