by Rick Rose | Dec 14, 2024 | Real Estate Articles
Preparation: Getting Your Ducks in a Row Understanding Your Finances First and foremost, before diving headfirst into the home-buying journey, it’s crucial to get a grip on your finances. I know it can be a bit daunting, but trust me, knowing your budget can save you...
by Rick Rose | Dec 13, 2024 | Real Estate Articles
Set a Realistic Savings Goal Understanding Your Budget One of the first things I had to do when I decided to save for my down payment was to get a grip on my finances. I sat down with a pen and paper (or you know, a spreadsheet) and started mapping out all my income...
by Rick Rose | Dec 12, 2024 | Real Estate Articles
Understanding Your Finances Assess Your Credit Score So, first things first, let’s talk about credit scores. This little number impacts everything from loan approvals to the interest rates you’ll get. Think of it like your financial report card! In my...
by Rick Rose | Dec 11, 2024 | Real Estate Articles
Understanding Your Financial Situation Assessing Your Income and Expenses Before diving into the whirlwind of purchasing property, it’s essential to take a good, honest look at your financial situation. I usually start by analyzing my income and monthly expenses. This...
by Rick Rose | Dec 10, 2024 | Real Estate Articles
Understanding Passive Income What is Passive Income? So, let’s kick things off by talking about what passive income really is. In simple terms, it’s money earned with minimal effort on the part of the recipient. Think of it as the money that keeps rolling in...